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Carol Millsap

123 West Spruce Street
Fort Bragg, CA 95437-5407

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I found my passion protecting people from the unexpected. Now I serve as a State Farm Agent in Fort Bragg, along the Mendocino Coast and all of California and the surrounding areas including Caspar, Mendocino, Albion, Comptche, Westport, Little River, Elk and Laytonville to name a few. My office offers everything from auto insurance, homeowners insurance, renter's insurance, life insurance and pet insurance to commercial business insurance, commercial auto insurance and banking products.

My Northern California community is incredibly important to me, and I’m proud to give back through service groups and local nonprofits. When I’m not in the office, you can usually find me walking on the Glass Beach Trail or hiking in the Russian Gulch State Park.

I’ve been in the insurance industry since 1998, and with State Farm since 2003. In all my years of experience, one thing is crystal clear, people just want to understand what they’re getting from their insurance. That’s why I work hard to make sure you know everything your policies will do for you. I don’t want you to pay for something you don't need, or to need something and be surprised it's not covered. My team and I do not conjure quotes from thin air. We get to know you, we learn what you want to protect, and we go from there.

Whether you just need us to translate confusing insurance jargon, or you want a complete policy overhaul, we’re here. Call or come on in today—we can talk, laugh, cry, whatever. We hope to welcome you to the Carol Millsap State Farm family soon.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!
123 West Spruce Street
Fort Bragg, CA 95437-5407
Map & Directions


English, Spanish
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Our mission: To prepare you for the unexpected and your future by providing Insurance and Financial Services. With over 20 years of experience in this field we are able to provide Remarkable customer service. We are located in the heart of Fort Bragg at 123 West Spruce Street and are big supporters of our community.

Sonia Castro

Customer Service Representative